PAYS
PricingHow It WorksTerminalsIndustriesAboutContact
Get Started
PAYS

The authorized Amazon channel partner for every major payment terminal manufacturer.

Products

  • All Terminals
  • PAX Terminals
  • Verifone Terminals
  • Dejavoo Terminals
  • Pricing

Company

  • About Us
  • How It Works
  • Contact

Industries

  • B2B
  • Church & Non-Profit

Legal

  • Privacy Policy
  • Terms of Service

Join 500+ merchants getting payment industry insights

© 2026 A5 Payments. All rights reserved.

PCI DSS Compliant256-bit SSL Encrypted

Simple, Transparent Pricing

No hidden fees. No bundled rates. Interchange-plus pricing so you see exactly what you pay for on every transaction.

No contracts · Cancel anytime · Free terminal included

Starter

For new businesses just getting started

2.6% + 10¢ per transaction

$0/mo platform fee

  • Free PAX A80 terminal
  • Interchange-plus pricing
  • Same-day activation
  • Overnight shipping
  • Email support
  • Basic reporting dashboard
  • PCI compliance included
Get Started
Most Popular

Growth

For established businesses scaling up

2.3% + 8¢ per transaction

$29/mo platform fee

  • Free terminal of choice
  • Interchange-plus pricing
  • Same-day activation
  • Priority overnight shipping
  • Phone & email support
  • Advanced analytics
  • Multi-location support
  • PCI compliance included
Get Started

Scale

For high-volume operations

Custom

Contact us for volume pricing

Custom platform fee

  • Volume-based pricing
  • Dedicated account manager
  • Same-day shipping
  • 24/7 priority support
  • Custom integrations
  • Multi-location dashboard
  • API access
  • PCI compliance included
Contact Sales
Why A5?

A5 Payments vs. Square

See how interchange-plus pricing and dedicated support stack up against flat-rate processors.

Feature
A5
Square
Interchange-plus pricing
Free terminal with signup
Same-day merchant activation
Overnight terminal shipping
Key injection for existing processors
US-based support team
No long-term contracts
Accept all major cards
PCI DSS compliant
Transparent fee breakdown
FAQ

Frequently Asked Questions

Everything you need to know about our pricing, setup, and service.

Interchange-plus pricing means you pay the actual interchange rate set by the card networks (Visa, Mastercard, etc.) plus a small, transparent markup from us. Unlike bundled pricing, you can see exactly what you're paying for. This typically saves businesses 15-30% compared to flat-rate processors like Square.

No. There are zero setup fees, no application fees, and no hidden costs. Your Starter plan has no monthly fee at all. The Growth plan is $29/month. What you see is what you pay — we believe in complete transparency.

No long-term contracts and no cancellation fees. You can cancel at any time without penalty. We believe in earning your business every month, not locking you in.

Most merchants are approved and activated the same day they apply. Once approved, we ship your terminal overnight so you can start processing within 24-48 hours of applying.

Yes. Starter plan merchants receive a free PAX A80 terminal, and Growth plan merchants can choose from our full terminal lineup at no cost. The terminal is yours to keep as long as you're processing with us.

No problem! You can purchase terminals from us and we'll key-inject them for your existing processor. Your terminal arrives ready to plug in and process — no technical setup required on your end.

We support all major card brands including Visa, Mastercard, American Express, and Discover. We also support contactless payments (NFC/tap), Apple Pay, Google Pay, and chip (EMV) transactions.

The Scale plan is designed for businesses processing over $50,000/month. We work with you to create a custom pricing structure based on your volume, industry, and needs. Contact our sales team and we'll put together a proposal within 24 hours.

Ready to Save on Processing?

Switch to interchange-plus pricing and start saving today. Most merchants are approved within hours.

Apply Now Talk to Sales